Blog

7 BRAIN-BOOSTING HABITS TO REDUCE MEMORY LOSS

By Ramesh Rao | Sep 27, 2023

Did you know that after age 40, the brain shrinks about 5% each decade? Fortunately, health experts say there are a few common-sense habits that can reduce the common signs of aging on the brain, helping to stave off memory loss and possibly reducing the risk of diseases like Alzheimer’s and dementia. Whether you’ve reached […]

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DECIDING TO SELL YOUR HOME IN THE BAY AREA

By Ramesh Rao | Sep 27, 2023

You’ve probably already considered your personal reasons for selling. Now you need to take into account the other factors involved, such as market conditions, your property’s value and tax implications. Unless you’re locked into selling your home (e.g., you’ve already accepted a job offer in another city), it’s a good idea to look at the […]

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A STEP BY STEP BUYER’S GUIDE

By Ramesh Rao | Sep 27, 2023

A STEP-BY-STEP BUYER’S GUIDE Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent Ramesh Rao will help reduce the stress of buying a home and […]

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HOW IS THE HOUSING MARKET DOING

By Ramesh Rao | Sep 27, 2023

March 13, 2023 – The takeover of Silicon Valley Bank by Federal Regulators last week has ushered in new economic uncertainty to the forecast that has spooked investors and cast doubts about what the Federal Reserve will do at its upcoming meeting, with markets anticipating a less aggressive posture amidst a potentially softer economic backdrop. […]

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BAY AREA HOUSING MARKET SUMMARY

By Ramesh Rao | Sep 27, 2023

The U.S. real estate market continues to experience a surge in home prices, driven by lower mortgage rates and a shortage of available homes. Median home prices rose by 0.45% in March, marking the strongest one-month gain since May of the previous year. Currently, home prices are just 1.7% below the peak reached in June […]

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REAL ESTATE TERMINOLOGIES: EARNEST MONEY DEPOSIT OR INITIAL DEPOSIT

By Ramesh Rao | Sep 27, 2023

An earnest money deposit (EMD), also known as an initial deposit, is a crucial component of a real estate transaction. It involves the buyer paying a certain amount of money to the seller as a demonstration of good faith and to kickstart the process of buying a property. Typically, the EMD is around 3% of […]

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THRIVING BAY AREA REAL ESTATE MARKET OFFERS UNPARALLELED OPPORTUNITIES

By Ramesh Rao | Sep 27, 2023

As a top Cupertino real estate agent, I am delighted to present you with a comprehensive overview of the current state of the real estate market in the Bay Area. Renowned for its dynamic tech industry, stunning natural beauty, and vibrant culture, the Bay Area continues to be a highly sought-after destination for homeowners, investors, […]

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A GUIDE TO BUYING A HOME TO AGE-IN-PLACE

By Ramesh Rao | Sep 27, 2023

If asked about major life changes, most people would probably think of their younger days. While some older citizens are settled since their decades of work and raising children are far behind them, others make significant lifestyle decisions in their golden years, including where they will live if their current home is no longer suitable. […]

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WHAT HAPPENS WHEN A DEATH OCCURS BEFORE TITLE CLOSES IN A REAL ESTATE TRANSACTION?

By Ramesh Rao | Sep 27, 2023

Typically, there is a fair period of time between the signing of a real estate sales contract and title closing. Most buyers and sellers, when they sign the contract, are presumed to be healthy enough to outlive it. However, death, as we know, can occur quite suddenly. So, what happens when one of the principals […]

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