Blog

THE BENEFITS OF HOUSEPLANTS

By Ramesh Rao | Sep 27, 2023

Spending time outdoors surrounded by nature can improve your physical and mental health in a variety of ways. Bringing nature inside can also be beneficial. Here are several reasons why you might want to add some plants to your home. Plants Can Improve Indoor Air Quality Pet dander, cleaning products, and other contaminants can create […]

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WHAT IS A ‘SUBJECT-TO’ SALE?

By Ramesh Rao | Sep 27, 2023

Ordinarily, when a homeowner sells a property, any outstanding mortgage balance gets paid off. If the buyer needs a loan to purchase the house, the buyer obtains a mortgage that has nothing to do with the seller’s loan. In a “subject-to” sale, the buyer takes over the seller’s existing mortgage and begins making payments. The […]

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HOW TO STAY SAFE WHEN YOU GO HIKING

By Ramesh Rao | Sep 27, 2023

Hiking is an excellent way to get some exercise and connect with the natural world, but it can be risky. Be aware of the dangers you might encounter so you can prepare and stay safe on your hiking trip. Research the Area  Learn about the place where you’re planning to hike. Find out how long […]

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DO YOU NEED CATASTROPHE INSURANCE?

By Ramesh Rao | Sep 27, 2023

A standard homeowners insurance policy covers many types of perils but doesn’t cover everything. Sometimes homeowners find that out the hard way – they assume that a policy covers something that it doesn’t, then feel surprised and dismayed when their property is damaged or destroyed and their insurance claim is denied. Don’t let that happen […]

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WHAT IS A TRANSFER OF PHYSICAL ASSETS?

By Ramesh Rao | Sep 27, 2023

When a homeowner with a conventional mortgage sells a house, the outstanding loan balance gets paid off with proceeds from the sale. The buyer might take out a new mortgage to purchase the property or pay with cash. If the owner has a mortgage approved by the Department of Housing and Urban Development (HUD), things […]

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HOW TO MAKE A ROOM WITH A LOW CEILING SEEM MORE SPACIOUS

By Ramesh Rao | Sep 27, 2023

Older homes often have low ceilings. While you might enjoy the character and charm of a historic house, low ceilings can make it feel small and cramped. Fortunately, there are a few simple ways to trick the eye and make a room with a low ceiling seem larger than it really is. Select Furniture That […]

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A BEGINNER’S GUIDE TO PAINLESSLY GOING GREEN

By Ramesh Rao | Sep 27, 2023

You’ve heard the warnings about global warming, you feel compassion for stranded polar bears and you worry about overwhelming the landfills. As a homeowner, you may not be ready for composting, but there are ways to become an eco-friendlier household. Ecologists provide simple but useful tips that even the laziest activist can use to do […]

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BASIC HOME EMERGENCY PREP TIPS FOR BEGINNERS

By Ramesh Rao | Sep 27, 2023

Emergency preparedness is vital for every homeowner. Unfortunately, learning about emergency preparation can become overwhelming very quickly. There are a plethora of options on the market, and it can quickly feel like you can never buy enough emergency prep items. If you are just a beginner who wants to be reasonably prepared, there are some […]

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5 TIPS TO PET-PROOF YOUR HOME

By Ramesh Rao | Sep 27, 2023

Bringing home a pet can be an exciting time, but just like with a small child, there are certain precautions you must take to ensure your home is ready to house a pet. Keeping your new pet safe is paramount, and these five tips can help ensure that your home is a safe and comforting […]

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